Money isn't everything. It isn't plentiful, for instance.
A word to the wise is superfluous.
A milligram of prevention is worth a kilogram of cure.
A bird in the hand is inconvenient.
If at first you don't succeed, you've got one strike against you.
Early to bed and early to rise and you'll be groggy when everyone else is alert.
People who live in stone houses shouldn't throw glasses.
Counting your chickens before they've hatched is sensible long-range planning.
The early worm, on the other hand, gets eaten by the bird.
If you can't join them, beat them.